THE ACTIVITIES OF THE ESTATE SURVEYOR AND VALUER IN THE VALUATION OF REAL ESTATE AS SECURITY FOR THE ADVANCEMENT OF A LOAN (A STUDY OF FEDERAL MORTGAGE BANK LIMITED ENUGU BRANCH)

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THE ACTIVITIES OF THE ESTATE SURVEYOR AND VALUER IN THE VALUATION OF REAL ESTATE AS SECURITY FOR THE ADVANCEMENT OF A LOAN (A STUDY OF FEDERAL MORTGAGE BANK LIMITED ENUGU BRANCH), Is A Well-Researched Topic, It Is To Be Used As A Guide Or Framework For Your Research. (download in EPUB or PDF format).

INTRODUCTION

The development of banking started with the goldsmith in the
days before the London goldsmith of the 17th Century. Accounting
deposits of coins and other valuable were at the Royal Mint but the
Royal Mint had problems and could no longer be used as a public safe
deposit. The merchants had no choice but to search for other places,
where they could keep their valuables. The goldsmiths because of their
excellent strong rooms, became an obvious choice.

As an acknowledgment for the deposits, the goldsmith issued receipts and soon found out that their receipts were being passed from one trade to another in the settlement of debts.

The goldsmith began to land the surplus funds to those that didn’t have enough and charged interest for doing so. Due to the fraudulent nature of certain groups of people that took loans and refuse to pay back, the goldsmiths started asking for securities for advance given to people. These securities are marketable securities, financial assets, and properties. And these securities must possess certain characteristics.

TABLE OF CONTENTS

Dedication
Acknowledgment
Table of Contents
Abstract

CHAPTER ONE
1.1 Introduction
1.2 Research Questions
1.3 Scope of the Study
1.4 Purpose of Study
1.5 Statement of the Problem
1.6 Significance of the Study
1.7 Limitation

CHAPTER TWO
2.0 Literature Review
2.1 Definition of Mortgage
2.2 The Nature of Mortgage
2.2.1 The Lien
2.3 Type of Mortgage
2.3.1 Legal Mortgage

2.3.2 Initation of the Loan
2.3.3 Equitable Mortgage
2.4 Mortgage Processes
2.5 Title of the Property
2.6 Termination of the Loan
2.7 Lending Decision
2.8 Risks
2.9 Valuation for Mortgage
2.10 Importance of Property Valuation in Mortgage Lending

CHAPTER THREE
3.0 Research Methods
3.1 Source of Data
3.2 Primary Sources of Data
3.3 Secondary Source of Data
3.4 Population of Study
3.5 Method of Data Collection
3.6 Data Analysis

CHAPTER FOUR

4.0 Data Presentation and Analysis
4.1 Data Presentation
4.2 Residential Property Forced sales/Valuation
4.3 Case Study Valuation
4.4 Data Analysis
CHAPTER FIVE
5.0 Recommendation and Conclusion
5.1 Recommendation
5.2 Conclusion

Additional information

No of Chapters

5

No of Pages

51

Reference

YES

Format

PDF

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